I like to think Im responsible. And probably compared to most people I am. But in reality, Im not the person I think I should be. The person I think I should be saves more, doesn’t have credit card debt, clears her to do list, does the maintenance on her house, volunteers at the animal shelter, is a foster dog mom, calls her grandfather more often, has a will and a living will. The list could probably go on and on. But at the top of the list is generally be more financially responsible. I thought I was doing the smart thing 8 years ago and let my now ex-husband talk me into buying a house. It was so easy. The market was so good and within 3 weeks of looking we had an accepted offer on a house. 2 years later we were getting divorced. The majority of the things we had planned to do to the house were still undone and I wasn’t able to pay the bills by myself. I got a roommate, got a few promotions and I have it covered....